Call reports 2020
GOODFIELD STATE BANK — 2020
What GOODFIELD STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 140,006,000 | 152,846,000 | 153,177,000 | 158,528,000 |
| Total loans | 97,365,000 | 103,779,000 | 104,744,000 | 102,476,000 |
| Allowance for loan losses | 1,167,000 | 1,152,000 | 1,212,000 | 1,293,000 |
| Securities available for sale | 16,283,000 | 19,457,000 | 19,831,000 | 23,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,375,000 | 134,382,000 | 133,991,000 | 138,158,000 |
| Interest-bearing deposits | 108,240,000 | 117,751,000 | 117,709,000 | 119,509,000 |
| Noninterest-bearing deposits | 14,135,000 | 16,631,000 | 16,282,000 | 18,649,000 |
| Equity capital | 17,384,000 | 18,234,000 | 18,917,000 | 20,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,790,000 | 4,182,000 | 5,716,000 |
| Interest expense | 279,000 | 533,000 | 769,000 | 965,000 |
| Net interest income | 1,158,000 | 2,257,000 | 3,413,000 | 4,751,000 |
| Noninterest income | 606,000 | 1,736,000 | 2,825,000 | 3,869,000 |
| Noninterest expense | 910,000 | 1,854,000 | 2,745,000 | 3,940,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 200,000 |
| Pretax income | 837,000 | 2,092,000 | 3,386,000 | 4,493,000 |
| Income tax | 13,000 | 32,000 | 51,000 | 70,000 |
| Net income | 824,000 | 2,060,000 | 3,335,000 | 4,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,542,000 | 17,877,000 | 18,494,000 | 19,581,000 |
| Total capital | 18,709,000 | 19,029,000 | 19,706,000 | 20,874,000 |
| Risk-weighted assets | 105,782,000 | 116,044,000 | 116,691,000 | 115,578,000 |