Call reports 2019
GOODFIELD STATE BANK — 2019
What GOODFIELD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,948,000 | 124,758,000 | 129,173,000 | 134,438,000 |
| Total loans | 94,935,000 | 95,975,000 | 101,529,000 | 99,404,000 |
| Allowance for loan losses | 1,089,000 | 1,009,000 | 1,077,000 | 1,137,000 |
| Securities available for sale | 15,051,000 | 16,224,000 | 15,421,000 | 15,682,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,132,000 | 107,221,000 | 111,138,000 | 116,598,000 |
| Interest-bearing deposits | 94,933,000 | 93,592,000 | 96,928,000 | 101,389,000 |
| Noninterest-bearing deposits | 14,199,000 | 13,629,000 | 14,210,000 | 15,209,000 |
| Equity capital | 16,104,000 | 16,351,000 | 16,793,000 | 17,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,772,000 | 4,250,000 | 5,743,000 |
| Interest expense | 233,000 | 480,000 | 736,000 | 1,021,000 |
| Net interest income | 1,121,000 | 2,292,000 | 3,514,000 | 4,722,000 |
| Noninterest income | 352,000 | 797,000 | 1,321,000 | 2,052,000 |
| Noninterest expense | 831,000 | 1,661,000 | 2,566,000 | 3,703,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 567,000 | 1,278,000 | 2,044,000 | 2,763,000 |
| Income tax | 10,000 | 19,000 | 30,000 | 41,000 |
| Net income | 557,000 | 1,259,000 | 2,014,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,207,000 | 16,259,000 | 16,663,000 | 17,372,000 |
| Total capital | 17,296,000 | 17,268,000 | 17,740,000 | 18,509,000 |
| Risk-weighted assets | 98,328,000 | 98,851,000 | 103,689,000 | 104,638,000 |