Call reports 2016
GOODFIELD STATE BANK — 2016
What GOODFIELD STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 106,041,000 | 105,121,000 | 107,347,000 | 113,119,000 |
| Total loans | 79,519,000 | 78,882,000 | 82,390,000 | 81,519,000 |
| Allowance for loan losses | 789,000 | 795,000 | 818,000 | 832,000 |
| Securities available for sale | 14,020,000 | 14,475,000 | 14,585,000 | 14,888,000 |
| Securities held to maturity | 300,000 | 300,000 | 300,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,560,000 | 91,331,000 | 93,079,000 | 98,626,000 |
| Interest-bearing deposits | 80,438,000 | 80,412,000 | 82,541,000 | 86,051,000 |
| Noninterest-bearing deposits | 11,122,000 | 10,919,000 | 10,538,000 | 12,575,000 |
| Equity capital | 12,844,000 | 12,670,000 | 13,110,000 | 13,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,150,000 | 3,250,000 | 4,353,000 |
| Interest expense | 99,000 | 205,000 | 316,000 | 426,000 |
| Net interest income | 973,000 | 1,945,000 | 2,934,000 | 3,927,000 |
| Noninterest income | 328,000 | 767,000 | 1,220,000 | 1,613,000 |
| Noninterest expense | 721,000 | 1,465,000 | 2,173,000 | 3,010,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 565,000 | 1,217,000 | 1,944,000 | 2,478,000 |
| Income tax | 9,000 | 19,000 | 29,000 | 36,000 |
| Net income | 556,000 | 1,198,000 | 1,915,000 | 2,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,578,000 | 12,370,000 | 12,838,000 | 13,364,000 |
| Total capital | 13,367,000 | 13,165,000 | 13,656,000 | 14,196,000 |
| Risk-weighted assets | 82,100,000 | 79,987,000 | 82,857,000 | 83,283,000 |