Call reports 2015
GOODFIELD STATE BANK — 2015
What GOODFIELD STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 100,551,000 | 98,911,000 | 99,056,000 | 104,668,000 |
| Total loans | 73,897,000 | 77,244,000 | 77,694,000 | 80,987,000 |
| Allowance for loan losses | 756,000 | 722,000 | 753,000 | 771,000 |
| Securities available for sale | 14,015,000 | 13,933,000 | 13,528,000 | 13,664,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 400,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,866,000 | 83,974,000 | 84,993,000 | 90,235,000 |
| Interest-bearing deposits | 75,062,000 | 74,227,000 | 75,491,000 | 77,596,000 |
| Noninterest-bearing deposits | 10,804,000 | 9,747,000 | 9,502,000 | 12,639,000 |
| Equity capital | 12,060,000 | 11,915,000 | 12,247,000 | 12,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,063,000 | 3,147,000 | 4,222,000 |
| Interest expense | 81,000 | 163,000 | 247,000 | 337,000 |
| Net interest income | 933,000 | 1,900,000 | 2,900,000 | 3,885,000 |
| Noninterest income | 373,000 | 716,000 | 1,087,000 | 1,420,000 |
| Noninterest expense | 707,000 | 1,424,000 | 2,155,000 | 2,954,000 |
| Provision for loan losses | 15,000 | 30,000 | 53,000 | 68,000 |
| Pretax income | 585,000 | 1,191,000 | 1,808,000 | 2,312,000 |
| Income tax | 5,000 | 14,000 | 24,000 | 33,000 |
| Net income | 580,000 | 1,177,000 | 1,784,000 | 2,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,721,000 | 11,718,000 | 12,027,000 | 12,522,000 |
| Total capital | 12,477,000 | 12,440,000 | 12,780,000 | 13,293,000 |
| Risk-weighted assets | 75,950,000 | 77,662,000 | 78,899,000 | 83,058,000 |