Call reports 2014
GOODFIELD STATE BANK — 2014
What GOODFIELD STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 89,531,000 | 92,078,000 | 97,925,000 | 99,884,000 |
| Total loans | 65,134,000 | 70,426,000 | 72,379,000 | 74,599,000 |
| Allowance for loan losses | 908,000 | 738,000 | 722,000 | 739,000 |
| Securities available for sale | 13,458,000 | 13,635,000 | 13,428,000 | 14,159,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,420,000 | 76,575,000 | 84,118,000 | 85,542,000 |
| Interest-bearing deposits | 69,086,000 | 67,870,000 | 74,333,000 | 74,398,000 |
| Noninterest-bearing deposits | 9,334,000 | 8,705,000 | 9,785,000 | 11,144,000 |
| Equity capital | 11,020,000 | 10,975,000 | 11,171,000 | 11,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,913,000 | 2,940,000 | 3,972,000 |
| Interest expense | 76,000 | 157,000 | 243,000 | 328,000 |
| Net interest income | 853,000 | 1,756,000 | 2,697,000 | 3,644,000 |
| Noninterest income | 322,000 | 666,000 | 952,000 | 1,271,000 |
| Noninterest expense | 632,000 | 1,291,000 | 1,997,000 | 2,774,000 |
| Provision for loan losses | 0 | 90,000 | 105,000 | 120,000 |
| Pretax income | 546,000 | 1,047,000 | 1,583,000 | 2,057,000 |
| Income tax | 8,000 | 17,000 | 22,000 | 28,000 |
| Net income | 538,000 | 1,030,000 | 1,561,000 | 2,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,841,000 | 10,693,000 | 10,924,000 | 11,392,000 |
| Total capital | 11,749,000 | 11,431,000 | 11,646,000 | 12,131,000 |
| Risk-weighted assets | 77,956,000 | 82,207,000 | 85,202,000 | 87,044,000 |