Call reports 2013
GOODFIELD STATE BANK — 2013
What GOODFIELD STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,555,000 | 74,927,000 | 82,225,000 | 89,307,000 |
| Total loans | 52,239,000 | 54,047,000 | 59,571,000 | 63,593,000 |
| Allowance for loan losses | 959,000 | 888,000 | 890,000 | 917,000 |
| Securities available for sale | 12,995,000 | 13,025,000 | 12,148,000 | 12,737,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,914,000 | 64,743,000 | 69,361,000 | 76,907,000 |
| Interest-bearing deposits | 54,701,000 | 55,844,000 | 60,300,000 | 66,246,000 |
| Noninterest-bearing deposits | 9,213,000 | 8,899,000 | 9,061,000 | 10,661,000 |
| Equity capital | 10,559,000 | 10,085,000 | 10,256,000 | 10,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,658,000 | 2,527,000 | 3,459,000 |
| Interest expense | 78,000 | 148,000 | 215,000 | 291,000 |
| Net interest income | 751,000 | 1,510,000 | 2,312,000 | 3,168,000 |
| Noninterest income | 437,000 | 877,000 | 1,229,000 | 1,452,000 |
| Noninterest expense | 513,000 | 1,133,000 | 1,774,000 | 2,483,000 |
| Provision for loan losses | 0 | 0 | 0 | -150,000 |
| Pretax income | 695,000 | 1,274,000 | 1,795,000 | 2,315,000 |
| Income tax | 10,000 | 19,000 | 25,000 | 31,000 |
| Net income | 685,000 | 1,255,000 | 1,770,000 | 2,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,080,000 | 9,865,000 | 10,130,000 | 10,644,000 |
| Total capital | 10,954,000 | 10,691,000 | 11,020,000 | 11,561,000 |
| Risk-weighted assets | 69,863,000 | 66,007,000 | 72,228,000 | 76,023,000 |