Call reports 2012
GOODFIELD STATE BANK — 2012
What GOODFIELD STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,635,000 | 72,643,000 | 74,302,000 | 74,936,000 |
| Total loans | 46,153,000 | 51,669,000 | 50,982,000 | 52,206,000 |
| Allowance for loan losses | 561,000 | 766,000 | 475,000 | 962,000 |
| Securities available for sale | 15,795,000 | 14,930,000 | 13,519,000 | 13,639,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,302,000 | 61,027,000 | 63,195,000 | 64,179,000 |
| Interest-bearing deposits | 51,606,000 | 53,259,000 | 54,564,000 | 54,912,000 |
| Noninterest-bearing deposits | 8,696,000 | 7,768,000 | 8,631,000 | 9,267,000 |
| Equity capital | 9,234,000 | 9,252,000 | 9,737,000 | 10,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,694,000 | 2,545,000 | 3,390,000 |
| Interest expense | 113,000 | 216,000 | 309,000 | 394,000 |
| Net interest income | 787,000 | 1,478,000 | 2,236,000 | 2,996,000 |
| Noninterest income | 445,000 | 1,040,000 | 1,617,000 | 2,531,000 |
| Noninterest expense | 448,000 | 918,000 | 1,426,000 | 2,108,000 |
| Provision for loan losses | 75,000 | 280,000 | 355,000 | 376,000 |
| Pretax income | 709,000 | 1,320,000 | 2,106,000 | 3,077,000 |
| Income tax | 9,000 | 22,000 | 33,000 | 51,000 |
| Net income | 700,000 | 1,298,000 | 2,073,000 | 3,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,674,000 | 8,631,000 | 9,091,000 | 10,045,000 |
| Total capital | 9,235,000 | 9,397,000 | 9,566,000 | 10,916,000 |
| Risk-weighted assets | 63,339,000 | 67,469,000 | 68,477,000 | 69,583,000 |