Call reports 2011
GOODFIELD STATE BANK — 2011
What GOODFIELD STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 66,529,000 | 67,996,000 | 68,471,000 | 70,023,000 |
| Total loans | 43,015,000 | 43,300,000 | 45,879,000 | 48,036,000 |
| Allowance for loan losses | 579,000 | 582,000 | 597,000 | 501,000 |
| Securities available for sale | 16,323,000 | 16,819,000 | 16,811,000 | 16,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,801,000 | 58,728,000 | 56,142,000 | 58,691,000 |
| Interest-bearing deposits | 51,374,000 | 51,656,000 | 49,800,000 | 51,098,000 |
| Noninterest-bearing deposits | 6,427,000 | 7,072,000 | 6,342,000 | 7,593,000 |
| Equity capital | 7,781,000 | 8,027,000 | 8,705,000 | 9,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,760,000 | 2,693,000 | 3,596,000 |
| Interest expense | 173,000 | 330,000 | 472,000 | 599,000 |
| Net interest income | 698,000 | 1,430,000 | 2,221,000 | 2,997,000 |
| Noninterest income | 197,000 | 428,000 | 839,000 | 1,269,000 |
| Noninterest expense | 412,000 | 853,000 | 1,323,000 | 1,835,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 213,000 |
| Pretax income | 483,000 | 1,005,000 | 1,724,000 | 2,218,000 |
| Income tax | 7,000 | 15,000 | 27,000 | 33,000 |
| Net income | 476,000 | 990,000 | 1,697,000 | 2,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,523,000 | 7,608,000 | 8,095,000 | 8,583,000 |
| Total capital | 8,102,000 | 8,190,000 | 8,692,000 | 9,084,000 |
| Risk-weighted assets | 59,910,000 | 60,272,000 | 62,421,000 | 64,540,000 |