Call reports 2010
GOODFIELD STATE BANK — 2010
What GOODFIELD STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,211,000 | 64,703,000 | 66,427,000 | 70,753,000 |
| Total loans | 41,859,000 | 42,263,000 | 41,925,000 | 42,864,000 |
| Allowance for loan losses | 463,000 | 474,000 | 553,000 | 554,000 |
| Securities available for sale | 16,729,000 | 15,851,000 | 16,484,000 | 16,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,694,000 | 53,530,000 | 54,761,000 | 58,675,000 |
| Interest-bearing deposits | 45,745,000 | 47,125,000 | 48,637,000 | 51,160,000 |
| Noninterest-bearing deposits | 5,949,000 | 6,405,000 | 6,124,000 | 7,515,000 |
| Equity capital | 6,556,000 | 6,777,000 | 7,348,000 | 7,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 882,000 | 1,792,000 | 2,758,000 | 3,684,000 |
| Interest expense | 233,000 | 449,000 | 656,000 | 852,000 |
| Net interest income | 649,000 | 1,343,000 | 2,102,000 | 2,832,000 |
| Noninterest income | 142,000 | 381,000 | 895,000 | 1,253,000 |
| Noninterest expense | 388,000 | 784,000 | 1,209,000 | 1,696,000 |
| Provision for loan losses | 100,000 | 100,000 | 150,000 | 150,000 |
| Pretax income | 303,000 | 848,000 | 1,646,000 | 2,247,000 |
| Income tax | 3,000 | 10,000 | 25,000 | 34,000 |
| Net income | 300,000 | 838,000 | 1,621,000 | 2,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,195,000 | 6,382,000 | 6,856,000 | 7,448,000 |
| Total capital | 6,658,000 | 6,856,000 | 7,409,000 | 8,002,000 |
| Risk-weighted assets | 43,846,000 | 44,851,000 | 59,546,000 | 61,013,000 |