Call reports 2009
GOODFIELD STATE BANK — 2009
What GOODFIELD STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 61,642,000 | 63,156,000 | 63,975,000 | 65,223,000 |
| Total loans | 41,203,000 | 41,220,000 | 40,885,000 | 41,243,000 |
| Allowance for loan losses | 312,000 | 157,000 | 230,000 | 358,000 |
| Securities available for sale | 14,656,000 | 14,607,000 | 15,437,000 | 16,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,829,000 | 55,542,000 | 55,647,000 | 57,149,000 |
| Interest-bearing deposits | 46,384,000 | 49,480,000 | 50,308,000 | 50,445,000 |
| Noninterest-bearing deposits | 6,445,000 | 6,062,000 | 5,339,000 | 6,704,000 |
| Equity capital | 6,307,000 | 5,866,000 | 6,253,000 | 6,335,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,847,000 | 2,757,000 | 3,676,000 |
| Interest expense | 280,000 | 562,000 | 853,000 | 1,128,000 |
| Net interest income | 658,000 | 1,285,000 | 1,904,000 | 2,548,000 |
| Noninterest income | 310,000 | 503,000 | 642,000 | 838,000 |
| Noninterest expense | 366,000 | 774,000 | 1,152,000 | 1,576,000 |
| Provision for loan losses | 60,000 | 410,000 | 747,000 | 897,000 |
| Pretax income | 542,000 | 604,000 | 653,000 | 863,000 |
| Income tax | 1,000 | 12,000 | 13,000 | 16,000 |
| Net income | 541,000 | 592,000 | 640,000 | 847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,034,000 | 5,715,000 | 5,763,000 | 5,970,000 |
| Total capital | 6,346,000 | 5,872,000 | 5,993,000 | 6,328,000 |
| Risk-weighted assets | 42,965,000 | 43,470,000 | 42,974,000 | 44,184,000 |