Call reports 2008
GOODFIELD STATE BANK — 2008
What GOODFIELD STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,578,000 | 63,731,000 | 59,358,000 | 63,465,000 |
| Total loans | 39,030,000 | 40,258,000 | 39,822,000 | 42,412,000 |
| Allowance for loan losses | 333,000 | 355,000 | 199,000 | 253,000 |
| Securities available for sale | 13,838,000 | 13,705,000 | 14,127,000 | 14,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,979,000 | 57,013,000 | 49,707,000 | 51,657,000 |
| Interest-bearing deposits | 50,662,000 | 51,747,000 | 43,717,000 | 44,022,000 |
| Noninterest-bearing deposits | 6,317,000 | 5,266,000 | 5,990,000 | 7,635,000 |
| Equity capital | 5,175,000 | 4,943,000 | 5,312,000 | 5,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,831,000 | 2,737,000 | 3,653,000 |
| Interest expense | 481,000 | 905,000 | 1,251,000 | 1,555,000 |
| Net interest income | 444,000 | 926,000 | 1,486,000 | 2,098,000 |
| Noninterest income | 167,000 | 275,000 | 402,000 | 540,000 |
| Noninterest expense | 368,000 | 698,000 | 1,077,000 | 1,478,000 |
| Provision for loan losses | 23,000 | 46,000 | 68,000 | 114,000 |
| Pretax income | 220,000 | 457,000 | 740,000 | 1,043,000 |
| Income tax | 0 | 0 | -4,000 | -3,000 |
| Net income | 220,000 | 457,000 | 744,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,055,000 | 5,133,000 | 5,356,000 | 5,658,000 |
| Total capital | 5,388,000 | 5,488,000 | 5,555,000 | 5,911,000 |
| Risk-weighted assets | 42,027,000 | 43,405,000 | 42,150,000 | 44,464,000 |