Call reports 2007
GOODFIELD STATE BANK — 2007
What GOODFIELD STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,012,000 | 55,388,000 | 55,224,000 | 59,526,000 |
| Total loans | 38,634,000 | 40,274,000 | 39,783,000 | 39,059,000 |
| Allowance for loan losses | 312,000 | 316,000 | 301,000 | 314,000 |
| Securities available for sale | 10,386,000 | 10,202,000 | 10,532,000 | 11,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,861,000 | 49,707,000 | 50,323,000 | 54,318,000 |
| Interest-bearing deposits | 42,560,000 | 44,568,000 | 45,614,000 | 49,021,000 |
| Noninterest-bearing deposits | 5,301,000 | 5,139,000 | 4,709,000 | 5,296,000 |
| Equity capital | 4,362,000 | 4,379,000 | 4,615,000 | 4,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,722,000 | 2,644,000 | 3,579,000 |
| Interest expense | 424,000 | 875,000 | 1,355,000 | 1,855,000 |
| Net interest income | 415,000 | 847,000 | 1,289,000 | 1,724,000 |
| Noninterest income | 83,000 | 158,000 | 280,000 | 430,000 |
| Noninterest expense | 345,000 | 695,000 | 1,044,000 | 1,436,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 138,000 | 280,000 | 480,000 | 658,000 |
| Income tax | 32,000 | 37,000 | 39,000 | 43,000 |
| Net income | 106,000 | 243,000 | 441,000 | 615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,476,000 | 4,612,000 | 4,721,000 | 4,896,000 |
| Total capital | 4,788,000 | 4,928,000 | 5,022,000 | 5,210,000 |
| Risk-weighted assets | 40,698,000 | 41,999,000 | 41,119,000 | 41,329,000 |