Call reports 2006
GOODFIELD STATE BANK — 2006
What GOODFIELD STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 51,030,000 | 50,687,000 | 51,902,000 | 52,468,000 |
| Total loans | 36,621,000 | 35,577,000 | 37,315,000 | 37,436,000 |
| Allowance for loan losses | 261,000 | 271,000 | 281,000 | 295,000 |
| Securities available for sale | 9,809,000 | 10,071,000 | 10,245,000 | 10,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,767,000 | 43,960,000 | 45,169,000 | 46,287,000 |
| Interest-bearing deposits | 40,426,000 | 39,299,000 | 41,022,000 | 41,406,000 |
| Noninterest-bearing deposits | 4,341,000 | 4,661,000 | 4,147,000 | 4,881,000 |
| Equity capital | 4,083,000 | 4,135,000 | 4,339,000 | 4,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 727,000 | 1,490,000 | 2,283,000 | 3,095,000 |
| Interest expense | 319,000 | 678,000 | 1,071,000 | 1,486,000 |
| Net interest income | 408,000 | 812,000 | 1,212,000 | 1,609,000 |
| Noninterest income | 64,000 | 120,000 | 197,000 | 266,000 |
| Noninterest expense | 265,000 | 523,000 | 793,000 | 1,112,000 |
| Provision for loan losses | 30,000 | 60,000 | 78,000 | 96,000 |
| Pretax income | 177,000 | 349,000 | 538,000 | 667,000 |
| Income tax | 48,000 | 93,000 | 143,000 | 169,000 |
| Net income | 129,000 | 254,000 | 393,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,204,000 | 4,329,000 | 4,467,000 | 4,519,000 |
| Total capital | 4,465,000 | 4,600,000 | 4,748,000 | 4,814,000 |
| Risk-weighted assets | 37,731,000 | 36,485,000 | 39,552,000 | 39,490,000 |