Call reports 2004
GOODFIELD STATE BANK — 2004
What GOODFIELD STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 42,381,000 | 44,676,000 | 45,686,000 | 47,897,000 |
| Total loans | 31,409,000 | 33,500,000 | 34,274,000 | 35,036,000 |
| Allowance for loan losses | 241,000 | 249,000 | 268,000 | 272,000 |
| Securities available for sale | 7,472,000 | 7,283,000 | 7,765,000 | 8,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,731,000 | 38,001,000 | 38,629,000 | 42,014,000 |
| Interest-bearing deposits | 32,932,000 | 34,042,000 | 34,756,000 | 36,549,000 |
| Noninterest-bearing deposits | 3,799,000 | 3,959,000 | 3,873,000 | 5,465,000 |
| Equity capital | 3,417,000 | 3,420,000 | 3,612,000 | 3,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,172,000 | 1,793,000 | 2,439,000 |
| Interest expense | 204,000 | 409,000 | 635,000 | 872,000 |
| Net interest income | 383,000 | 763,000 | 1,158,000 | 1,567,000 |
| Noninterest income | 69,000 | 121,000 | 155,000 | 200,000 |
| Noninterest expense | 234,000 | 477,000 | 719,000 | 988,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 202,000 | 373,000 | 542,000 | 711,000 |
| Income tax | 63,000 | 114,000 | 165,000 | 215,000 |
| Net income | 189,000 | 309,000 | 427,000 | 546,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,374,000 | 3,494,000 | 3,612,000 | 3,694,000 |
| Total capital | 3,615,000 | 3,743,000 | 3,880,000 | 3,966,000 |
| Risk-weighted assets | 31,565,000 | 33,301,000 | 34,185,000 | 35,306,000 |