Call reports 2003
GOODFIELD STATE BANK — 2003
What GOODFIELD STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,592,000 | 38,558,000 | 39,367,000 | 42,925,000 |
| Total loans | 27,999,000 | 28,447,000 | 29,808,000 | 30,065,000 |
| Allowance for loan losses | 211,000 | 205,000 | 210,000 | 230,000 |
| Securities available for sale | 5,451,000 | 5,287,000 | 5,237,000 | 6,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,090,000 | 33,200,000 | 34,002,000 | 37,470,000 |
| Interest-bearing deposits | 27,782,000 | 28,306,000 | 29,510,000 | 32,671,000 |
| Noninterest-bearing deposits | 4,308,000 | 4,893,000 | 4,492,000 | 4,799,000 |
| Equity capital | 2,963,000 | 3,112,000 | 3,135,000 | 3,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 520,000 | 1,055,000 | 1,603,000 | 2,170,000 |
| Interest expense | 215,000 | 422,000 | 634,000 | 845,000 |
| Net interest income | 305,000 | 633,000 | 969,000 | 1,325,000 |
| Noninterest income | 63,000 | 142,000 | 202,000 | 265,000 |
| Noninterest expense | 225,000 | 467,000 | 697,000 | 957,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 105,000 |
| Pretax income | 125,000 | 274,000 | 424,000 | 532,000 |
| Income tax | 38,000 | 84,000 | 132,000 | 166,000 |
| Net income | 87,000 | 235,000 | 308,000 | 421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,916,000 | 3,062,000 | 3,113,000 | 3,185,000 |
| Total capital | 3,127,000 | 3,267,000 | 3,323,000 | 3,415,000 |
| Risk-weighted assets | 28,485,000 | 28,992,000 | 30,012,000 | 30,976,000 |