Call reports 2002
GOODFIELD STATE BANK — 2002
What GOODFIELD STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,079,000 | 33,847,000 | 36,056,000 | 37,856,000 |
| Total loans | 23,948,000 | 25,637,000 | 25,426,000 | 26,875,000 |
| Allowance for loan losses | 142,000 | 163,000 | 184,000 | 199,000 |
| Securities available for sale | 4,427,000 | 4,614,000 | 5,528,000 | 5,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,213,000 | 28,615,000 | 30,949,000 | 32,668,000 |
| Interest-bearing deposits | 23,641,000 | 25,019,000 | 27,122,000 | 28,868,000 |
| Noninterest-bearing deposits | 4,572,000 | 3,596,000 | 3,827,000 | 3,800,000 |
| Equity capital | 2,612,000 | 2,691,000 | 2,857,000 | 2,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 527,000 | 1,050,000 | 1,589,000 | 2,136,000 |
| Interest expense | 229,000 | 447,000 | 675,000 | 899,000 |
| Net interest income | 298,000 | 603,000 | 914,000 | 1,237,000 |
| Noninterest income | 38,000 | 80,000 | 142,000 | 208,000 |
| Noninterest expense | 285,000 | 518,000 | 701,000 | 956,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 33,000 | 129,000 | 301,000 | 423,000 |
| Income tax | 0 | 28,000 | 39,000 | 94,000 |
| Net income | 33,000 | 101,000 | 262,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,563,000 | 2,632,000 | 2,793,000 | 2,829,000 |
| Total capital | 2,706,000 | 2,795,000 | 2,977,000 | 3,028,000 |
| Risk-weighted assets | 23,894,000 | 25,388,000 | 25,853,000 | 27,288,000 |