Call reports 2001
GOODFIELD STATE BANK — 2001
What GOODFIELD STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,303,000 | 29,725,000 | 30,645,000 | 33,759,000 |
| Total loans | 18,545,000 | 19,916,000 | 21,343,000 | 23,346,000 |
| Allowance for loan losses | 94,000 | 107,000 | 124,000 | 132,000 |
| Securities available for sale | 6,228,000 | 5,827,000 | 4,358,000 | 6,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,301,000 | 26,634,000 | 25,456,000 | 28,761,000 |
| Interest-bearing deposits | 22,231,000 | 23,161,000 | 21,913,000 | 23,756,000 |
| Noninterest-bearing deposits | 3,070,000 | 3,473,000 | 3,544,000 | 5,005,000 |
| Equity capital | 2,561,000 | 2,615,000 | 2,719,000 | 2,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 489,000 | 1,022,000 | 1,547,000 | 2,075,000 |
| Interest expense | 293,000 | 597,000 | 877,000 | 1,139,000 |
| Net interest income | 196,000 | 425,000 | 670,000 | 936,000 |
| Noninterest income | 39,000 | 88,000 | 132,000 | 188,000 |
| Noninterest expense | 172,000 | 336,000 | 513,000 | 848,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 108,000 |
| Pretax income | 48,000 | 147,000 | 244,000 | 168,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 32,000 |
| Net income | 37,000 | 126,000 | 212,000 | 136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,463,000 | 2,552,000 | 2,639,000 | 2,531,000 |
| Total capital | 2,557,000 | 2,659,000 | 2,763,000 | 2,663,000 |
| Risk-weighted assets | 19,305,000 | 21,100,000 | 22,222,000 | 24,140,000 |