Call reports 2024
STATE BANK OF BOTTINEAU — 2024
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 100,521,000 | 106,404,000 | 112,589,000 | 111,713,000 |
| Total loans | 89,528,000 | 95,838,000 | 99,526,000 | 91,748,000 |
| Allowance for loan losses | 1,400,000 | 1,415,000 | 1,430,000 | 1,433,000 |
| Securities available for sale | 1,153,000 | 1,111,000 | 1,107,000 | 1,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,491,000 | 92,876,000 | 93,519,000 | 99,304,000 |
| Interest-bearing deposits | 66,058,000 | 68,871,000 | 69,514,000 | 70,644,000 |
| Noninterest-bearing deposits | 23,433,000 | 24,005,000 | 24,005,000 | 28,660,000 |
| Equity capital | 8,302,000 | 8,660,000 | 9,130,000 | 9,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 3,090,000 | 4,847,000 | 6,490,000 |
| Interest expense | 495,000 | 1,045,000 | 1,693,000 | 2,264,000 |
| Net interest income | 995,000 | 2,045,000 | 3,154,000 | 4,226,000 |
| Noninterest income | 80,000 | 151,000 | 215,000 | 277,000 |
| Noninterest expense | 716,000 | 1,390,000 | 2,086,000 | 2,820,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 344,000 | 776,000 | 1,238,000 | 1,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 344,000 | 776,000 | 1,238,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,292,000 | 8,654,000 | 9,121,000 | 9,510,000 |
| Total capital | 9,398,000 | 9,827,000 | 10,350,000 | 10,673,000 |
| Risk-weighted assets | 88,211,000 | 93,595,000 | 98,125,000 | 92,747,000 |