Call reports 2023
STATE BANK OF BOTTINEAU — 2023
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 92,308,000 | 99,764,000 | 103,667,000 | 102,043,000 |
| Total loans | 79,864,000 | 88,137,000 | 91,948,000 | 89,467,000 |
| Allowance for loan losses | 1,366,000 | 1,381,000 | 1,320,000 | 1,385,000 |
| Securities available for sale | 733,000 | 1,705,000 | 1,173,000 | 1,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,993,000 | 81,160,000 | 88,525,000 | 90,524,000 |
| Interest-bearing deposits | 56,961,000 | 56,755,000 | 61,229,000 | 63,699,000 |
| Noninterest-bearing deposits | 27,032,000 | 24,405,000 | 27,296,000 | 26,825,000 |
| Equity capital | 7,794,000 | 7,997,000 | 8,330,000 | 8,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,450,000 | 3,972,000 | 5,468,000 |
| Interest expense | 208,000 | 487,000 | 970,000 | 1,442,000 |
| Net interest income | 992,000 | 1,963,000 | 3,002,000 | 4,026,000 |
| Noninterest income | 92,000 | 164,000 | 226,000 | 289,000 |
| Noninterest expense | 731,000 | 1,402,000 | 2,077,000 | 2,788,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 338,000 | 695,000 | 1,106,000 | 1,467,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 338,000 | 695,000 | 1,106,000 | 1,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,764,000 | 7,975,000 | 8,317,000 | 8,684,000 |
| Total capital | 8,804,000 | 9,095,000 | 9,502,000 | 9,803,000 |
| Risk-weighted assets | 82,846,000 | 89,301,000 | 94,662,000 | 89,214,000 |