Call reports 2022
STATE BANK OF BOTTINEAU — 2022
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 95,573,000 | 96,054,000 | 95,698,000 | 95,450,000 |
| Total loans | 69,945,000 | 76,530,000 | 80,535,000 | 79,513,000 |
| Allowance for loan losses | 1,253,000 | 1,268,000 | 1,283,000 | 1,351,000 |
| Securities available for sale | 876,000 | 830,000 | 777,000 | 754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,509,000 | 87,815,000 | 87,044,000 | 86,459,000 |
| Interest-bearing deposits | 61,199,000 | 60,682,000 | 60,373,000 | 56,002,000 |
| Noninterest-bearing deposits | 26,310,000 | 27,133,000 | 26,671,000 | 30,457,000 |
| Equity capital | 7,507,000 | 7,653,000 | 7,993,000 | 8,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,722,000 | 2,830,000 | 4,001,000 |
| Interest expense | 80,000 | 160,000 | 262,000 | 414,000 |
| Net interest income | 735,000 | 1,562,000 | 2,568,000 | 3,587,000 |
| Noninterest income | 75,000 | 141,000 | 203,000 | 288,000 |
| Noninterest expense | 626,000 | 1,216,000 | 1,839,000 | 2,519,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 169,000 | 457,000 | 887,000 | 1,296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 169,000 | 457,000 | 887,000 | 1,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,444,000 | 7,602,000 | 7,962,000 | 8,377,000 |
| Total capital | 8,366,000 | 8,614,000 | 9,006,000 | 9,420,000 |
| Risk-weighted assets | 73,418,000 | 80,686,000 | 83,286,000 | 83,124,000 |