Call reports 2021
STATE BANK OF BOTTINEAU — 2021
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,316,000 | 85,357,000 | 87,419,000 | 95,280,000 |
| Total loans | 65,957,000 | 72,674,000 | 70,973,000 | 68,438,000 |
| Allowance for loan losses | 1,143,000 | 1,158,000 | 1,173,000 | 1,238,000 |
| Securities available for sale | 1,139,000 | 1,064,000 | 994,000 | 931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,926,000 | 76,815,000 | 78,637,000 | 86,487,000 |
| Interest-bearing deposits | 53,259,000 | 54,232,000 | 55,660,000 | 58,009,000 |
| Noninterest-bearing deposits | 23,667,000 | 22,583,000 | 22,977,000 | 28,478,000 |
| Equity capital | 7,718,000 | 7,827,000 | 8,023,000 | 8,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,004,000 | 1,948,000 | 2,836,000 | 3,666,000 |
| Interest expense | 99,000 | 191,000 | 277,000 | 360,000 |
| Net interest income | 905,000 | 1,757,000 | 2,559,000 | 3,306,000 |
| Noninterest income | 84,000 | 138,000 | 191,000 | 246,000 |
| Noninterest expense | 639,000 | 1,257,000 | 1,821,000 | 2,466,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 335,000 | 608,000 | 884,000 | 1,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 335,000 | 608,000 | 884,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,607,000 | 7,725,000 | 7,931,000 | 8,080,000 |