Call reports 2020
STATE BANK OF BOTTINEAU — 2020
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 77,956,000 | 77,897,000 | 79,511,000 | 85,059,000 |
| Total loans | 63,718,000 | 69,160,000 | 68,593,000 | 61,619,000 |
| Allowance for loan losses | 970,000 | 1,000,000 | 1,030,000 | 1,110,000 |
| Securities available for sale | 941,000 | 872,000 | 1,284,000 | 1,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,639,000 | 69,383,000 | 69,875,000 | 76,353,000 |
| Interest-bearing deposits | 53,673,000 | 52,295,000 | 51,612,000 | 52,249,000 |
| Noninterest-bearing deposits | 15,966,000 | 17,088,000 | 18,263,000 | 24,104,000 |
| Equity capital | 7,529,000 | 7,686,000 | 7,824,000 | 7,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,812,000 | 2,685,000 | 3,471,000 |
| Interest expense | 146,000 | 276,000 | 398,000 | 506,000 |
| Net interest income | 699,000 | 1,536,000 | 2,287,000 | 2,965,000 |
| Noninterest income | 85,000 | 144,000 | 195,000 | 254,000 |
| Noninterest expense | 532,000 | 1,089,000 | 1,644,000 | 2,189,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 222,000 | 531,000 | 748,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 531,000 | 748,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,390,000 | 7,552,000 | 7,699,000 | 7,866,000 |