Call reports 2019
STATE BANK OF BOTTINEAU — 2019
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 73,378,000 | 78,846,000 | 78,911,000 | 77,758,000 |
| Total loans | 63,448,000 | 68,422,000 | 67,568,000 | 60,883,000 |
| Allowance for loan losses | 800,000 | 830,000 | 860,000 | 940,000 |
| Securities available for sale | 1,240,000 | 1,166,000 | 1,092,000 | 1,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,081,000 | 64,445,000 | 64,261,000 | 68,968,000 |
| Interest-bearing deposits | 50,722,000 | 50,928,000 | 50,856,000 | 51,926,000 |
| Noninterest-bearing deposits | 14,359,000 | 13,517,000 | 13,405,000 | 17,042,000 |
| Equity capital | 7,349,000 | 7,466,000 | 7,677,000 | 7,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,823,000 | 2,817,000 | 3,731,000 |
| Interest expense | 123,000 | 274,000 | 449,000 | 608,000 |
| Net interest income | 756,000 | 1,549,000 | 2,368,000 | 3,123,000 |
| Noninterest income | 69,000 | 121,000 | 173,000 | 236,000 |
| Noninterest expense | 581,000 | 1,144,000 | 1,703,000 | 2,266,000 |
| Provision for loan losses | 15,000 | 45,000 | 75,000 | 105,000 |
| Pretax income | 229,000 | 481,000 | 763,000 | 988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 481,000 | 763,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,215,000 | 7,322,000 | 7,535,000 | 7,765,000 |
| Total capital | 8,015,000 | 8,152,000 | 8,395,000 | 8,592,000 |
| Risk-weighted assets | 65,401,000 | 70,284,000 | 70,518,000 | 66,044,000 |