Call reports 2018
STATE BANK OF BOTTINEAU — 2018
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 75,543,000 | 79,231,000 | 79,719,000 | 77,754,000 |
| Total loans | 62,229,000 | 67,134,000 | 68,713,000 | 64,607,000 |
| Allowance for loan losses | 705,000 | 720,000 | 785,000 | 785,000 |
| Securities available for sale | 1,632,000 | 1,504,000 | 1,400,000 | 1,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,716,000 | 61,273,000 | 62,474,000 | 67,328,000 |
| Interest-bearing deposits | 48,129,000 | 45,727,000 | 45,545,000 | 48,265,000 |
| Noninterest-bearing deposits | 15,587,000 | 15,546,000 | 16,929,000 | 19,062,000 |
| Equity capital | 6,901,000 | 6,987,000 | 7,210,000 | 7,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,688,000 | 2,636,000 | 3,588,000 |
| Interest expense | 80,000 | 188,000 | 330,000 | 478,000 |
| Net interest income | 731,000 | 1,500,000 | 2,306,000 | 3,110,000 |
| Noninterest income | 66,000 | 114,000 | 159,000 | 205,000 |
| Noninterest expense | 696,000 | 1,252,000 | 1,787,000 | 2,372,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 86,000 | 332,000 | 633,000 | 883,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 86,000 | 332,000 | 633,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,743,000 | 6,844,000 | 7,075,000 | 7,331,000 |
| Total capital | 7,448,000 | 7,564,000 | 7,860,000 | 8,116,000 |
| Risk-weighted assets | 65,322,000 | 69,583,000 | 70,434,000 | 67,407,000 |