Call reports 2017
STATE BANK OF BOTTINEAU — 2017
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,382,000 | 76,139,000 | 77,247,000 | 74,756,000 |
| Total loans | 57,472,000 | 63,647,000 | 63,873,000 | 60,699,000 |
| Allowance for loan losses | 643,000 | 662,000 | 676,000 | 690,000 |
| Securities available for sale | 4,488,000 | 4,353,000 | 3,837,000 | 3,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,660,000 | 60,392,000 | 61,186,000 | 64,517,000 |
| Interest-bearing deposits | 49,969,000 | 48,202,000 | 46,438,000 | 48,055,000 |
| Noninterest-bearing deposits | 14,691,000 | 12,190,000 | 14,749,000 | 16,462,000 |
| Equity capital | 6,758,000 | 6,747,000 | 7,019,000 | 7,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,542,000 | 2,408,000 | 3,234,000 |
| Interest expense | 68,000 | 146,000 | 249,000 | 332,000 |
| Net interest income | 669,000 | 1,396,000 | 2,159,000 | 2,902,000 |
| Noninterest income | 44,000 | 83,000 | 132,000 | 183,000 |
| Noninterest expense | 535,000 | 1,078,000 | 1,600,000 | 2,153,000 |
| Provision for loan losses | 15,000 | 30,000 | 44,000 | 55,000 |
| Pretax income | 163,000 | 371,000 | 647,000 | 877,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 371,000 | 647,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,589,000 | 6,581,000 | 6,857,000 | 7,090,000 |
| Total capital | 7,232,000 | 7,243,000 | 7,533,000 | 7,780,000 |
| Risk-weighted assets | 59,662,000 | 64,227,000 | 64,909,000 | 62,657,000 |