Call reports 2011
STATE BANK OF BOTTINEAU — 2011
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,873,000 | 49,391,000 | 51,116,000 | 54,493,000 |
| Total loans | 33,619,000 | 36,725,000 | 37,294,000 | 36,894,000 |
| Allowance for loan losses | 548,000 | 574,000 | 476,000 | 450,000 |
| Securities available for sale | 2,521,000 | 3,489,000 | 3,411,000 | 3,986,000 |
| Securities held to maturity | 1,832,000 | 1,780,000 | 1,744,000 | 988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,095,000 | 43,546,000 | 45,357,000 | 48,721,000 |
| Interest-bearing deposits | 38,174,000 | 36,966,000 | 38,281,000 | 38,813,000 |
| Noninterest-bearing deposits | 7,921,000 | 6,580,000 | 7,076,000 | 9,908,000 |
| Equity capital | 4,552,000 | 4,620,000 | 4,543,000 | 4,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,102,000 | 1,724,000 | 2,287,000 |
| Interest expense | 95,000 | 183,000 | 276,000 | 363,000 |
| Net interest income | 445,000 | 919,000 | 1,448,000 | 1,924,000 |
| Noninterest income | 77,000 | 73,000 | 39,000 | 108,000 |
| Noninterest expense | 381,000 | 765,000 | 1,164,000 | 1,540,000 |
| Provision for loan losses | 117,000 | 160,000 | 359,000 | 483,000 |
| Pretax income | 24,000 | 67,000 | -36,000 | 9,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 0 |
| Net income | 22,000 | 62,000 | -43,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,242,000 | 4,288,000 | 4,187,000 | 4,245,000 |
| Total capital | 4,688,000 | 4,731,000 | 4,663,000 | 4,695,000 |
| Risk-weighted assets | 35,174,000 | 35,331,000 | 39,692,000 | 36,419,000 |