Call reports 2005

STATE BANK OF BOTTINEAU — 2005

Name: STATE BANK OF BOTTINEAU — FFIEC call report 2005
Creator: STATE BANK OF BOTTINEAU

What STATE BANK OF BOTTINEAU reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c4e17003-80f4-4faa-ae71-e8752667c6ae/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	42,304,000	41,298,000	41,418,000	43,918,000
Total loans	30,481,000	30,468,000	30,872,000	30,015,000
Allowance for loan losses	454,000	482,000	498,000	513,000
Securities available for sale	1,132,000	1,079,000	1,053,000	1,003,000
Securities held to maturity	6,120,000	5,319,000	5,049,000	5,795,000
Trading assets	0	0	0	0
Total deposits	35,214,000	34,786,000	36,307,000	38,977,000
Interest-bearing deposits	31,225,000	31,035,000	32,059,000	34,078,000
Noninterest-bearing deposits	3,989,000	3,751,000	4,248,000	4,899,000
Equity capital	3,809,000	3,867,000	3,971,000	4,081,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	568,000	1,214,000	1,881,000	2,532,000
Interest expense	136,000	301,000	481,000	658,000
Net interest income	432,000	913,000	1,400,000	1,874,000
Noninterest income	49,000	112,000	164,000	236,000
Noninterest expense	332,000	669,000	1,020,000	1,404,000
Provision for loan losses	15,000	30,000	45,000	81,000
Pretax income	134,000	326,000	499,000	626,000
Income tax	7,000	14,000	21,000	32,000
Net income	127,000	312,000	478,000	594,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	3,394,000	3,457,000	3,579,000	3,701,000
Total capital	3,812,000	3,872,000	3,999,000	4,113,000
Risk-weighted assets	33,416,000	33,131,000	33,483,000	32,894,000