Call reports 2001
STATE BANK OF BOTTINEAU — 2001
What STATE BANK OF BOTTINEAU reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,418,000 | 42,184,000 | 41,282,000 | 40,958,000 |
| Total loans | 24,120,000 | 29,323,000 | 28,411,000 | 29,402,000 |
| Allowance for loan losses | 491,000 | 487,000 | 496,000 | 505,000 |
| Securities available for sale | 182,000 | 129,000 | 130,000 | 129,000 |
| Securities held to maturity | 9,659,000 | 8,087,000 | 7,189,000 | 6,550,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,245,000 | 36,779,000 | 36,929,000 | 36,138,000 |
| Interest-bearing deposits | 33,038,000 | 32,762,000 | 33,261,000 | 32,261,000 |
| Noninterest-bearing deposits | 3,207,000 | 4,017,000 | 3,668,000 | 3,877,000 |
| Equity capital | 3,509,000 | 3,524,000 | 3,635,000 | 3,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,572,000 | 2,359,000 | 3,088,000 |
| Interest expense | 417,000 | 807,000 | 1,185,000 | 1,485,000 |
| Net interest income | 362,000 | 765,000 | 1,174,000 | 1,603,000 |
| Noninterest income | 47,000 | 102,000 | 159,000 | 206,000 |
| Noninterest expense | 273,000 | 560,000 | 852,000 | 1,177,000 |
| Provision for loan losses | 3,000 | 11,000 | 20,000 | 29,000 |
| Pretax income | 137,000 | 309,000 | 484,000 | 621,000 |
| Income tax | 6,000 | 15,000 | 28,000 | 41,000 |
| Net income | 131,000 | 294,000 | 456,000 | 580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,004,000 | 3,027,000 | 3,141,000 | 3,221,000 |
| Total capital | 3,341,000 | 3,412,000 | 3,519,000 | 3,596,000 |
| Risk-weighted assets | 26,845,000 | 30,737,000 | 30,114,000 | 29,880,000 |