Call reports 2001
CITIZENS NATIONAL BANK — 2001
What CITIZENS NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 41,474,000 | 40,326,000 | 40,530,000 | 39,461,000 |
| Total loans | 29,241,000 | 28,301,000 | 29,344,000 | 32,157,000 |
| Allowance for loan losses | 362,000 | 365,000 | 360,000 | 359,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,608,000 | 8,514,000 | 2,405,000 | 2,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,141,000 | 34,783,000 | 34,904,000 | 33,682,000 |
| Interest-bearing deposits | 31,315,000 | 30,311,000 | 30,526,000 | 28,970,000 |
| Noninterest-bearing deposits | 4,826,000 | 4,472,000 | 4,378,000 | 4,712,000 |
| Equity capital | 5,158,000 | 5,357,000 | 5,482,000 | 5,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,777,000 | 2,531,000 | 3,393,000 |
| Interest expense | 349,000 | 674,000 | 982,000 | 1,245,000 |
| Net interest income | 549,000 | 1,103,000 | 1,549,000 | 2,148,000 |
| Noninterest income | 40,000 | 98,000 | 148,000 | 178,000 |
| Noninterest expense | 290,000 | 580,000 | 875,000 | 1,216,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 300,000 | 621,000 | 822,000 | 1,110,000 |
| Income tax | 114,000 | 236,000 | 312,000 | 431,000 |
| Net income | 186,000 | 385,000 | 510,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,158,000 | 5,357,000 | 5,482,000 | 5,651,000 |
| Total capital | 5,511,000 | 5,703,000 | 5,842,000 | 6,010,000 |
| Risk-weighted assets | 28,699,000 | 27,638,000 | 30,750,000 | 32,025,000 |