Call reports 2015
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF INDEPENDENCE — 2015
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF INDEPENDENCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 137,610,000 | 134,574,000 | 131,677,000 |
| Total loans | 89,772,000 | 89,805,000 | 90,803,000 |
| Allowance for loan losses | 1,747,000 | 1,695,000 | 1,684,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 24,241,000 | 22,624,000 | 22,070,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 93,790,000 | 90,671,000 | 87,474,000 |
| Interest-bearing deposits | 83,609,000 | 80,873,000 | 77,109,000 |
| Noninterest-bearing deposits | 10,181,000 | 9,798,000 | 10,365,000 |
| Equity capital | 13,880,000 | 13,928,000 | 13,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,398,000 | 2,831,000 | 4,187,000 |
| Interest expense | 316,000 | 626,000 | 934,000 |
| Net interest income | 1,082,000 | 2,205,000 | 3,253,000 |
| Noninterest income | 244,000 | 279,000 | 604,000 |
| Noninterest expense | 1,121,000 | 2,270,000 | 3,737,000 |
| Provision for loan losses | 12,000 | -27,000 | -24,000 |
| Pretax income | 193,000 | 241,000 | 144,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 193,000 | 241,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 13,880,000 | 13,928,000 | 13,831,000 |
| Total capital | 14,732,000 | 14,770,000 | 14,663,000 |
| Risk-weighted assets | 67,252,000 | 66,424,000 | 65,619,000 |