Call reports 2014
FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF INDEPENDENCE — 2014
What FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF INDEPENDENCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,665,000 | 139,203,000 | 136,874,000 | 136,349,000 |
| Total loans | 78,963,000 | 81,830,000 | 83,911,000 | 88,132,000 |
| Allowance for loan losses | 1,818,000 | 1,731,000 | 1,721,000 | 1,734,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,942,000 | 26,234,000 | 25,529,000 | 24,855,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,441,000 | 95,695,000 | 93,342,000 | 92,734,000 |
| Interest-bearing deposits | 87,027,000 | 86,905,000 | 84,167,000 | 84,408,000 |
| Noninterest-bearing deposits | 9,414,000 | 8,790,000 | 9,175,000 | 8,326,000 |
| Equity capital | 13,200,000 | 13,280,000 | 13,469,000 | 13,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,762,000 | 4,157,000 | 5,600,000 |
| Interest expense | 313,000 | 705,000 | 1,041,000 | 1,367,000 |
| Net interest income | 1,057,000 | 2,057,000 | 3,116,000 | 4,233,000 |
| Noninterest income | 250,000 | 420,000 | 700,000 | 971,000 |
| Noninterest expense | 1,174,000 | 2,264,000 | 3,399,000 | 4,535,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 49,000 |
| Pretax income | 133,000 | 213,000 | 402,000 | 620,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 133,000 | 213,000 | 402,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,200,000 | 13,280,000 | 13,469,000 | 13,687,000 |
| Total capital | 14,045,000 | 14,146,000 | 14,339,000 | 14,583,000 |
| Risk-weighted assets | 66,501,000 | 68,318,000 | 68,676,000 | 70,739,000 |