Call reports 2006
NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING — 2006
What NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 120,422,000 | 116,314,000 | 120,642,000 | 121,546,000 |
| Total loans | 33,030,000 | 34,956,000 | 37,707,000 | 38,488,000 |
| Allowance for loan losses | 643,000 | 639,000 | 639,000 | 639,000 |
| Securities available for sale | 63,666,000 | 65,519,000 | 67,138,000 | 65,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,642,000 | 97,479,000 | 101,192,000 | 102,528,000 |
| Interest-bearing deposits | 78,669,000 | 75,317,000 | 75,558,000 | 77,238,000 |
| Noninterest-bearing deposits | 22,973,000 | 22,162,000 | 25,634,000 | 25,289,000 |
| Equity capital | 18,510,000 | 18,642,000 | 19,252,000 | 18,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,231,000 | 2,552,000 | 3,972,000 | 5,425,000 |
| Interest expense | 319,000 | 676,000 | 1,088,000 | 1,541,000 |
| Net interest income | 912,000 | 1,876,000 | 2,884,000 | 3,884,000 |
| Noninterest income | 72,000 | 158,000 | 239,000 | 607,000 |
| Noninterest expense | 637,000 | 1,323,000 | 2,112,000 | 2,900,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 347,000 | 711,000 | 1,011,000 | 1,591,000 |
| Income tax | 116,000 | 239,000 | 339,000 | 535,000 |
| Net income | 231,000 | 472,000 | 672,000 | 1,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,495,000 | 19,735,000 | 19,936,000 | 19,320,000 |
| Total capital | 20,060,000 | 20,315,000 | 20,542,000 | 19,930,000 |
| Risk-weighted assets | 45,106,000 | 46,335,000 | 48,745,000 | 48,790,000 |
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