Call reports 2005
NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING — 2005
What NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 114,461,000 | 117,144,000 | 116,476,000 | 116,285,000 |
| Total loans | 32,969,000 | 33,945,000 | 34,665,000 | 33,486,000 |
| Allowance for loan losses | 693,000 | 694,000 | 683,000 | 643,000 |
| Securities available for sale | 60,687,000 | 61,294,000 | 61,028,000 | 59,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,725,000 | 97,920,000 | 97,100,000 | 97,821,000 |
| Interest-bearing deposits | 75,364,000 | 78,170,000 | 76,256,000 | 76,653,000 |
| Noninterest-bearing deposits | 20,361,000 | 19,750,000 | 20,844,000 | 21,168,000 |
| Equity capital | 18,541,000 | 19,120,000 | 19,224,000 | 18,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,198,000 | 3,383,000 | 4,596,000 |
| Interest expense | 150,000 | 324,000 | 539,000 | 824,000 |
| Net interest income | 930,000 | 1,874,000 | 2,844,000 | 3,772,000 |
| Noninterest income | 64,000 | 137,000 | 222,000 | 305,000 |
| Noninterest expense | 649,000 | 1,401,000 | 2,031,000 | 2,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 345,000 | 610,000 | 1,035,000 | 1,262,000 |
| Income tax | 115,000 | 202,000 | 348,000 | 436,000 |
| Net income | 230,000 | 408,000 | 687,000 | 826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,523,000 | 19,702,000 | 19,981,000 | 19,268,000 |
| Total capital | 20,074,000 | 20,265,000 | 20,553,000 | 19,826,000 |
| Risk-weighted assets | 43,887,000 | 44,938,000 | 45,666,000 | 44,577,000 |