Call reports 2004

NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING — 2004

Name: NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING — FFIEC call report 2004
Creator: NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING

What NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c4d9c6bc-df12-44d8-8f71-eb18c0596057/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	116,225,000	114,837,000	111,635,000	113,382,000
Total loans	32,359,000	32,389,000	33,015,000	32,410,000
Allowance for loan losses	705,000	703,000	698,000	694,000
Securities available for sale	65,509,000	67,938,000	64,023,000	61,592,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	96,369,000	95,900,000	91,684,000	94,376,000
Interest-bearing deposits	79,435,000	78,347,000	74,063,000	74,926,000
Noninterest-bearing deposits	16,934,000	17,553,000	17,621,000	19,450,000
Equity capital	19,661,000	18,856,000	19,850,000	18,911,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,046,000	2,156,000	3,249,000	4,340,000
Interest expense	142,000	281,000	417,000	553,000
Net interest income	904,000	1,875,000	2,832,000	3,787,000
Noninterest income	76,000	147,000	219,000	289,000
Noninterest expense	636,000	1,328,000	1,935,000	2,670,000
Provision for loan losses	0	0	0	0
Pretax income	344,000	694,000	1,117,000	1,407,000
Income tax	117,000	235,000	380,000	475,000
Net income	227,000	459,000	737,000	932,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	19,441,000	19,673,000	19,951,000	19,296,000
Total capital	19,978,000	20,215,000	20,486,000	19,833,000
Risk-weighted assets	42,797,000	43,259,000	42,623,000	42,791,000