Call reports 2003
NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING — 2003
What NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 111,907,000 | 112,454,000 | 111,587,000 | 111,948,000 |
| Total loans | 34,634,000 | 33,057,000 | 32,773,000 | 31,741,000 |
| Allowance for loan losses | 726,000 | 718,000 | 716,000 | 718,000 |
| Securities available for sale | 43,342,000 | 56,716,000 | 67,292,000 | 68,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,216,000 | 92,354,000 | 91,530,000 | 92,596,000 |
| Interest-bearing deposits | 78,814,000 | 79,098,000 | 77,201,000 | 77,017,000 |
| Noninterest-bearing deposits | 13,402,000 | 13,256,000 | 14,329,000 | 15,579,000 |
| Equity capital | 19,487,000 | 19,939,000 | 19,920,000 | 19,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,123,000 | 3,211,000 | 4,285,000 |
| Interest expense | 224,000 | 424,000 | 602,000 | 753,000 |
| Net interest income | 827,000 | 1,699,000 | 2,609,000 | 3,532,000 |
| Noninterest income | 75,000 | 153,000 | 226,000 | 300,000 |
| Noninterest expense | 644,000 | 1,285,000 | 1,876,000 | 2,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 258,000 | 567,000 | 959,000 | 1,216,000 |
| Income tax | 89,000 | 193,000 | 325,000 | 408,000 |
| Net income | 169,000 | 374,000 | 634,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,377,000 | 19,583,000 | 19,843,000 | 19,217,000 |
| Total capital | 19,906,000 | 20,104,000 | 20,367,000 | 19,734,000 |
| Risk-weighted assets | 42,109,000 | 41,511,000 | 41,764,000 | 41,185,000 |