Call reports 2002
NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING — 2002
What NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 111,438,000 | 110,777,000 | 110,660,000 | 110,309,000 |
| Total loans | 42,614,000 | 40,685,000 | 39,019,000 | 35,351,000 |
| Allowance for loan losses | 749,000 | 740,000 | 737,000 | 734,000 |
| Securities available for sale | 28,289,000 | 32,673,000 | 28,164,000 | 34,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,853,000 | 90,765,000 | 90,449,000 | 90,834,000 |
| Interest-bearing deposits | 79,219,000 | 78,720,000 | 77,545,000 | 77,572,000 |
| Noninterest-bearing deposits | 12,634,000 | 12,045,000 | 12,904,000 | 13,262,000 |
| Equity capital | 19,294,000 | 19,789,000 | 20,035,000 | 19,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,249,000 | 2,509,000 | 3,736,000 | 4,874,000 |
| Interest expense | 371,000 | 703,000 | 997,000 | 1,258,000 |
| Net interest income | 878,000 | 1,806,000 | 2,739,000 | 3,616,000 |
| Noninterest income | 75,000 | 165,000 | 247,000 | 323,000 |
| Noninterest expense | 661,000 | 1,314,000 | 1,946,000 | 2,723,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 657,000 | 1,040,000 | 1,216,000 |
| Income tax | 100,000 | 223,000 | 355,000 | 414,000 |
| Net income | 192,000 | 434,000 | 685,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,450,000 | 19,692,000 | 19,943,000 | 19,210,000 |
| Total capital | 20,008,000 | 20,236,000 | 20,483,000 | 19,729,000 |
| Risk-weighted assets | 44,434,000 | 43,363,000 | 42,976,000 | 41,313,000 |