Call reports 2001
NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING — 2001
What NORTH SIDE STATE BANK OF ROCK SPRINGS, WYOMING reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 112,716,000 | 111,029,000 | 111,021,000 | 112,814,000 |
| Total loans | 49,044,000 | 48,038,000 | 46,881,000 | 44,483,000 |
| Allowance for loan losses | 758,000 | 758,000 | 754,000 | 751,000 |
| Securities available for sale | 25,757,000 | 11,715,000 | 9,622,000 | 15,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,564,000 | 90,840,000 | 90,560,000 | 93,234,000 |
| Interest-bearing deposits | 80,902,000 | 78,406,000 | 78,020,000 | 80,685,000 |
| Noninterest-bearing deposits | 11,662,000 | 12,434,000 | 12,540,000 | 12,549,000 |
| Equity capital | 19,622,000 | 19,812,000 | 20,109,000 | 19,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,283,000 | 4,798,000 | 6,146,000 |
| Interest expense | 742,000 | 1,430,000 | 2,014,000 | 2,480,000 |
| Net interest income | 972,000 | 1,853,000 | 2,784,000 | 3,666,000 |
| Noninterest income | 75,000 | 155,000 | 229,000 | 313,000 |
| Noninterest expense | 644,000 | 1,337,000 | 1,951,000 | 2,724,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 403,000 | 718,000 | 1,113,000 | 1,306,000 |
| Income tax | 143,000 | 250,000 | 385,000 | 449,000 |
| Net income | 260,000 | 468,000 | 728,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,561,000 | 19,768,000 | 20,029,000 | 19,258,000 |
| Total capital | 20,142,000 | 20,348,000 | 20,608,000 | 19,824,000 |
| Risk-weighted assets | 46,328,000 | 46,233,000 | 46,123,000 | 45,124,000 |