Call reports 2026
CITIZENS BANK OF LAS CRUCES — 2026
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,166,234,000 | 1,174,965,000 |
| Total loans | 847,699,000 | 867,414,000 |
| Allowance for loan losses | 11,613,000 | 11,898,000 |
| Securities available for sale | 271,352,000 | 252,767,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,031,768,000 | 1,049,697,000 |
| Interest-bearing deposits | 686,827,000 | 695,589,000 |
| Noninterest-bearing deposits | 344,941,000 | 354,108,000 |
| Equity capital | 114,813,000 | 116,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 15,973,000 | 32,618,000 |
| Interest expense | 2,856,000 | 5,874,000 |
| Net interest income | 13,117,000 | 26,744,000 |
| Noninterest income | 1,359,000 | 2,765,000 |
| Noninterest expense | 7,627,000 | 15,606,000 |
| Provision for loan losses | 300,000 | 600,000 |
| Pretax income | 6,464,000 | 13,100,000 |
| Income tax | 0 | 0 |
| Net income | 6,464,000 | 13,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 119,918,000 | 123,087,000 |
| Total capital | 132,247,000 | 135,697,000 |
| Risk-weighted assets | 992,813,000 | 1,008,791,000 |