Call reports 2024
CITIZENS BANK OF LAS CRUCES — 2024
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,009,007,000 | 1,005,163,000 | 1,062,842,000 | 1,046,091,000 |
| Total loans | 699,402,000 | 696,388,000 | 695,406,000 | 707,181,000 |
| Allowance for loan losses | 9,561,000 | 9,734,000 | 9,945,000 | 10,088,000 |
| Securities available for sale | 260,848,000 | 246,749,000 | 237,523,000 | 253,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 878,989,000 | 904,332,000 | 952,913,000 | 938,683,000 |
| Interest-bearing deposits | 593,126,000 | 615,612,000 | 631,516,000 | 633,613,000 |
| Noninterest-bearing deposits | 285,863,000 | 288,720,000 | 321,397,000 | 305,070,000 |
| Equity capital | 89,444,000 | 93,791,000 | 101,896,000 | 98,829,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,114,000 | 26,523,000 | 40,468,000 | 55,112,000 |
| Interest expense | 3,410,000 | 6,723,000 | 10,159,000 | 13,498,000 |
| Net interest income | 9,704,000 | 19,800,000 | 30,309,000 | 41,614,000 |
| Noninterest income | 1,365,000 | 2,713,000 | 4,089,000 | 5,370,000 |
| Noninterest expense | 5,841,000 | 11,901,000 | 18,241,000 | 24,680,000 |
| Provision for loan losses | -400,000 | -225,000 | 0 | 300,000 |
| Pretax income | 5,078,000 | 10,293,000 | 15,627,000 | 21,231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,078,000 | 10,293,000 | 15,627,000 | 21,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,594,000 | 109,970,000 | 112,237,000 | 112,006,000 |
| Total capital | 117,705,000 | 120,050,000 | 122,171,000 | 121,971,000 |
| Risk-weighted assets | 817,936,000 | 806,281,000 | 794,249,000 | 796,600,000 |