Call reports 2023
CITIZENS BANK OF LAS CRUCES — 2023
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,025,179,000 | 1,021,803,000 | 1,014,906,000 | 999,314,000 |
| Total loans | 663,478,000 | 664,531,000 | 669,673,000 | 698,852,000 |
| Allowance for loan losses | 9,516,000 | 9,665,000 | 9,815,000 | 9,961,000 |
| Securities available for sale | 323,666,000 | 311,995,000 | 297,157,000 | 265,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,832,000 | 850,289,000 | 851,900,000 | 869,426,000 |
| Interest-bearing deposits | 554,605,000 | 550,185,000 | 569,872,000 | 580,631,000 |
| Noninterest-bearing deposits | 304,227,000 | 300,104,000 | 282,028,000 | 288,795,000 |
| Equity capital | 68,611,000 | 69,029,000 | 70,428,000 | 88,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,820,000 | 22,485,000 | 34,789,000 | 47,643,000 |
| Interest expense | 1,980,000 | 5,079,000 | 8,391,000 | 11,862,000 |
| Net interest income | 8,840,000 | 17,406,000 | 26,398,000 | 35,781,000 |
| Noninterest income | 1,627,000 | 3,070,000 | 4,402,000 | 5,638,000 |
| Noninterest expense | 5,676,000 | 11,440,000 | 17,181,000 | 22,795,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,641,000 | 8,736,000 | 13,169,000 | 17,756,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,641,000 | 8,736,000 | 13,169,000 | 17,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,755,000 | 91,760,000 | 94,543,000 | 105,134,000 |
| Total capital | 99,271,000 | 101,425,000 | 104,358,000 | 115,095,000 |
| Risk-weighted assets | 815,099,000 | 818,342,000 | 819,146,000 | 832,385,000 |