Call reports 2022
CITIZENS BANK OF LAS CRUCES — 2022
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 945,409,000 | 923,407,000 | 932,046,000 | 971,089,000 |
| Total loans | 531,048,000 | 528,446,000 | 571,890,000 | 604,343,000 |
| Allowance for loan losses | 9,000,000 | 9,124,000 | 9,247,000 | 9,365,000 |
| Securities available for sale | 318,549,000 | 323,745,000 | 325,168,000 | 320,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 865,706,000 | 855,010,000 | 853,194,000 | 867,189,000 |
| Interest-bearing deposits | 501,320,000 | 498,105,000 | 501,801,000 | 535,618,000 |
| Noninterest-bearing deposits | 364,386,000 | 356,905,000 | 351,393,000 | 331,571,000 |
| Equity capital | 72,697,000 | 63,564,000 | 62,935,000 | 62,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,864,000 | 16,155,000 | 25,309,000 | 35,503,000 |
| Interest expense | 298,000 | 622,000 | 992,000 | 1,732,000 |
| Net interest income | 7,566,000 | 15,533,000 | 24,317,000 | 33,771,000 |
| Noninterest income | 2,037,000 | 4,363,000 | 6,223,000 | 7,785,000 |
| Noninterest expense | 5,192,000 | 10,689,000 | 16,346,000 | 21,973,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 4,291,000 | 8,967,000 | 13,834,000 | 19,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,291,000 | 8,967,000 | 13,834,000 | 19,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,149,000 | 85,007,000 | 87,757,000 | 86,636,000 |
| Total capital | 90,007,000 | 93,160,000 | 96,588,000 | 96,001,000 |
| Risk-weighted assets | 627,560,000 | 651,338,000 | 706,077,000 | 753,364,000 |