Call reports 2021
CITIZENS BANK OF LAS CRUCES — 2021
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 815,520,000 | 872,379,000 | 887,932,000 | 905,074,000 |
| Total loans | 506,268,000 | 517,507,000 | 495,732,000 | 529,484,000 |
| Allowance for loan losses | 8,474,000 | 8,609,000 | 8,745,000 | 8,882,000 |
| Securities available for sale | 128,395,000 | 138,284,000 | 76,260,000 | 131,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 732,014,000 | 787,427,000 | 801,354,000 | 819,947,000 |
| Interest-bearing deposits | 458,229,000 | 506,248,000 | 503,387,000 | 462,288,000 |
| Noninterest-bearing deposits | 273,785,000 | 281,179,000 | 297,967,000 | 357,659,000 |
| Equity capital | 75,900,000 | 78,723,000 | 81,919,000 | 79,666,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,260,000 | 14,514,000 | 21,744,000 | 28,770,000 |
| Interest expense | 302,000 | 614,000 | 936,000 | 1,247,000 |
| Net interest income | 6,958,000 | 13,900,000 | 20,808,000 | 27,523,000 |
| Noninterest income | 2,505,000 | 4,770,000 | 7,289,000 | 9,528,000 |
| Noninterest expense | 4,968,000 | 9,921,000 | 15,165,000 | 20,598,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 4,360,000 | 8,479,000 | 14,719,000 | 18,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,360,000 | 8,479,000 | 14,719,000 | 18,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,257,000 | 77,282,000 | 81,922,000 | 80,587,000 |
| Total capital | 81,838,000 | 84,258,000 | 88,836,000 | 88,089,000 |
| Risk-weighted assets | 524,665,000 | 556,491,000 | 551,349,000 | 598,793,000 |