Call reports 2019
CITIZENS BANK OF LAS CRUCES — 2019
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 574,344,000 | 576,923,000 | 612,080,000 | 613,543,000 |
| Total loans | 394,168,000 | 400,669,000 | 422,262,000 | 438,476,000 |
| Allowance for loan losses | 7,278,000 | 7,459,000 | 7,639,000 | 7,816,000 |
| Securities available for sale | 124,697,000 | 124,628,000 | 119,646,000 | 119,335,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,607,000 | 510,078,000 | 542,328,000 | 541,444,000 |
| Interest-bearing deposits | 344,782,000 | 346,006,000 | 376,106,000 | 368,036,000 |
| Noninterest-bearing deposits | 165,825,000 | 164,072,000 | 166,222,000 | 173,408,000 |
| Equity capital | 58,828,000 | 62,477,000 | 64,676,000 | 66,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,609,000 | 13,226,000 | 20,135,000 | 27,267,000 |
| Interest expense | 458,000 | 957,000 | 1,512,000 | 2,087,000 |
| Net interest income | 6,151,000 | 12,269,000 | 18,623,000 | 25,180,000 |
| Noninterest income | 1,528,000 | 3,153,000 | 4,976,000 | 6,711,000 |
| Noninterest expense | 4,307,000 | 8,658,000 | 13,075,000 | 17,527,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 3,192,000 | 6,404,000 | 9,982,000 | 13,642,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,192,000 | 6,404,000 | 9,982,000 | 13,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,345,000 | 60,564,000 | 62,107,000 | 64,151,000 |
| Total capital | 65,195,000 | 66,474,000 | 68,168,000 | 70,509,000 |
| Risk-weighted assets | 466,617,000 | 471,268,000 | 483,314,000 | 507,221,000 |