Call reports 2018
CITIZENS BANK OF LAS CRUCES — 2018
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 547,654,000 | 544,617,000 | 552,253,000 | 559,864,000 |
| Total loans | 371,758,000 | 385,102,000 | 396,237,000 | 399,303,000 |
| Allowance for loan losses | 6,604,000 | 6,756,000 | 6,947,000 | 7,099,000 |
| Securities available for sale | 134,178,000 | 131,003,000 | 122,171,000 | 119,050,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,410,000 | 478,160,000 | 493,051,000 | 498,993,000 |
| Interest-bearing deposits | 342,230,000 | 331,179,000 | 327,048,000 | 332,836,000 |
| Noninterest-bearing deposits | 148,180,000 | 146,981,000 | 166,003,000 | 166,157,000 |
| Equity capital | 52,678,000 | 53,768,000 | 54,934,000 | 55,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,932,000 | 12,002,000 | 18,370,000 | 24,954,000 |
| Interest expense | 303,000 | 619,000 | 979,000 | 1,362,000 |
| Net interest income | 5,629,000 | 11,383,000 | 17,391,000 | 23,592,000 |
| Noninterest income | 1,671,000 | 3,295,000 | 5,093,000 | 6,687,000 |
| Noninterest expense | 4,073,000 | 8,213,000 | 12,428,000 | 16,715,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 3,045,000 | 6,103,000 | 9,514,000 | 12,842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,045,000 | 6,103,000 | 9,514,000 | 12,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,054,000 | 56,354,000 | 58,005,000 | 57,369,000 |
| Total capital | 60,587,000 | 62,008,000 | 63,783,000 | 63,169,000 |
| Risk-weighted assets | 441,576,000 | 451,269,000 | 461,139,000 | 462,715,000 |