Call reports 2017
CITIZENS BANK OF LAS CRUCES — 2017
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 538,349,000 | 526,286,000 | 542,196,000 | 538,056,000 |
| Total loans | 300,855,000 | 313,523,000 | 346,287,000 | 367,534,000 |
| Allowance for loan losses | 6,304,000 | 6,127,000 | 6,319,000 | 6,439,000 |
| Securities available for sale | 190,346,000 | 184,046,000 | 165,360,000 | 142,380,000 |
| Securities held to maturity | 3,000 | 3,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,587,000 | 468,470,000 | 467,355,000 | 467,904,000 |
| Interest-bearing deposits | 344,388,000 | 326,114,000 | 321,971,000 | 325,988,000 |
| Noninterest-bearing deposits | 141,199,000 | 142,356,000 | 145,384,000 | 141,916,000 |
| Equity capital | 48,428,000 | 51,476,000 | 52,274,000 | 52,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,153,000 | 10,439,000 | 15,999,000 | 21,815,000 |
| Interest expense | 248,000 | 504,000 | 774,000 | 1,083,000 |
| Net interest income | 4,905,000 | 9,935,000 | 15,225,000 | 20,732,000 |
| Noninterest income | 1,614,000 | 3,383,000 | 5,129,000 | 6,752,000 |
| Noninterest expense | 3,823,000 | 7,859,000 | 11,908,000 | 16,038,000 |
| Provision for loan losses | 135,000 | 270,000 | 460,000 | 595,000 |
| Pretax income | 2,561,000 | 5,449,000 | 8,323,000 | 11,202,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,561,000 | 5,449,000 | 8,323,000 | 11,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,096,000 | 49,460,000 | 50,807,000 | 52,857,000 |
| Total capital | 52,723,000 | 54,324,000 | 56,030,000 | 58,246,000 |
| Risk-weighted assets | 368,453,000 | 387,846,000 | 416,774,000 | 430,088,000 |