Call reports 2011
CITIZENS BANK OF LAS CRUCES — 2011
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 391,159,000 | 380,100,000 | 386,583,000 | 393,709,000 |
| Total loans | 198,998,000 | 202,886,000 | 206,491,000 | 205,198,000 |
| Allowance for loan losses | 2,640,000 | 2,861,000 | 3,098,000 | 4,074,000 |
| Securities available for sale | 126,253,000 | 137,424,000 | 134,712,000 | 135,631,000 |
| Securities held to maturity | 5,448,000 | 5,443,000 | 5,148,000 | 5,144,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 349,083,000 | 320,042,000 | 329,915,000 | 342,713,000 |
| Interest-bearing deposits | 285,576,000 | 256,661,000 | 266,448,000 | 278,465,000 |
| Noninterest-bearing deposits | 63,507,000 | 63,381,000 | 63,467,000 | 64,248,000 |
| Equity capital | 37,583,000 | 38,555,000 | 40,892,000 | 41,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,314,000 | 8,635,000 | 13,043,000 | 17,416,000 |
| Interest expense | 462,000 | 853,000 | 1,221,000 | 1,545,000 |
| Net interest income | 3,852,000 | 7,782,000 | 11,822,000 | 15,871,000 |
| Noninterest income | 1,321,000 | 2,525,000 | 3,896,000 | 6,261,000 |
| Noninterest expense | 3,054,000 | 6,044,000 | 9,179,000 | 12,307,000 |
| Provision for loan losses | 335,000 | 590,000 | 845,000 | 1,918,000 |
| Pretax income | 1,880,000 | 3,769,000 | 5,790,000 | 8,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,880,000 | 3,769,000 | 5,790,000 | 8,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,642,000 | 34,364,000 | 35,301,000 | 36,291,000 |
| Total capital | 37,282,000 | 37,225,000 | 38,290,000 | 39,331,000 |
| Risk-weighted assets | 233,210,000 | 236,996,000 | 239,028,000 | 242,134,000 |