Call reports 2001
CITIZENS BANK OF LAS CRUCES — 2001
What CITIZENS BANK OF LAS CRUCES reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 204,431,000 | 214,373,000 | 214,566,000 | 209,005,000 |
| Total loans | 129,457,000 | 131,643,000 | 131,152,000 | 135,269,000 |
| Allowance for loan losses | 1,592,000 | 1,684,000 | 1,682,000 | 1,646,000 |
| Securities available for sale | 23,553,000 | 26,297,000 | 36,994,000 | 38,509,000 |
| Securities held to maturity | 9,954,000 | 9,259,000 | 8,473,000 | 8,500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,090,000 | 197,167,000 | 196,412,000 | 190,156,000 |
| Interest-bearing deposits | 160,451,000 | 167,485,000 | 168,586,000 | 160,065,000 |
| Noninterest-bearing deposits | 26,639,000 | 29,682,000 | 27,826,000 | 30,091,000 |
| Equity capital | 14,879,000 | 14,551,000 | 15,098,000 | 15,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,681,000 | 7,426,000 | 11,110,000 | 14,508,000 |
| Interest expense | 1,453,000 | 2,871,000 | 4,270,000 | 5,487,000 |
| Net interest income | 2,228,000 | 4,555,000 | 6,840,000 | 9,021,000 |
| Noninterest income | 738,000 | 1,551,000 | 2,306,000 | 3,095,000 |
| Noninterest expense | 1,967,000 | 4,047,000 | 6,058,000 | 7,966,000 |
| Provision for loan losses | 235,000 | 430,000 | 625,000 | 820,000 |
| Pretax income | 764,000 | 1,629,000 | 2,463,000 | 3,330,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 764,000 | 1,629,000 | 2,463,000 | 3,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,576,000 | 14,187,000 | 14,514,000 | 15,381,000 |
| Total capital | 16,168,000 | 15,871,000 | 16,196,000 | 17,027,000 |
| Risk-weighted assets | 145,869,000 | 146,339,000 | 148,174,000 | 151,098,000 |