Call reports 2006
MORGAN BANK, NATIONAL ASSOCIATION — 2006
What MORGAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 122,715,000 | 126,137,000 | 128,450,000 | 127,540,000 |
| Total loans | 89,509,000 | 93,284,000 | 95,011,000 | 97,080,000 |
| Allowance for loan losses | 823,000 | 822,000 | 794,000 | 842,000 |
| Securities available for sale | 26,353,000 | 25,373,000 | 25,240,000 | 24,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,755,000 | 107,786,000 | 114,590,000 | 110,380,000 |
| Interest-bearing deposits | 97,250,000 | 94,558,000 | 103,440,000 | 98,397,000 |
| Noninterest-bearing deposits | 11,505,000 | 13,228,000 | 11,150,000 | 11,983,000 |
| Equity capital | 9,570,000 | 9,428,000 | 9,802,000 | 10,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,244,000 | 5,029,000 | 6,841,000 |
| Interest expense | 862,000 | 1,782,000 | 2,821,000 | 3,882,000 |
| Net interest income | 704,000 | 1,462,000 | 2,208,000 | 2,959,000 |
| Noninterest income | 185,000 | 423,000 | 657,000 | 1,408,000 |
| Noninterest expense | 865,000 | 1,635,000 | 2,419,000 | 3,318,000 |
| Provision for loan losses | 14,000 | 46,000 | 78,000 | 223,000 |
| Pretax income | 11,000 | 203,000 | 367,000 | 825,000 |
| Income tax | -4,000 | 48,000 | 95,000 | 243,000 |
| Net income | 15,000 | 155,000 | 272,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,107,000 | 10,226,000 | 10,342,000 | 10,633,000 |
| Total capital | 10,930,000 | 11,048,000 | 11,136,000 | 11,475,000 |
| Risk-weighted assets | 102,855,000 | 107,472,000 | 108,445,000 | 108,828,000 |