Call reports 2005
MORGAN BANK, NATIONAL ASSOCIATION — 2005
What MORGAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 123,699,000 | 120,310,000 | 127,547,000 | 127,134,000 |
| Total loans | 84,572,000 | 81,988,000 | 91,773,000 | 91,898,000 |
| Allowance for loan losses | 837,000 | 749,000 | 846,000 | 855,000 |
| Securities available for sale | 31,309,000 | 29,981,000 | 28,604,000 | 27,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,133,000 | 104,696,000 | 104,079,000 | 105,881,000 |
| Interest-bearing deposits | 94,182,000 | 94,652,000 | 93,612,000 | 95,636,000 |
| Noninterest-bearing deposits | 9,951,000 | 10,044,000 | 10,467,000 | 10,245,000 |
| Equity capital | 9,415,000 | 9,795,000 | 9,797,000 | 9,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,510,000 | 2,964,000 | 4,498,000 | 6,082,000 |
| Interest expense | 613,000 | 1,258,000 | 2,015,000 | 2,871,000 |
| Net interest income | 897,000 | 1,706,000 | 2,483,000 | 3,211,000 |
| Noninterest income | 177,000 | 446,000 | 740,000 | 939,000 |
| Noninterest expense | 845,000 | 1,685,000 | 2,444,000 | 3,366,000 |
| Provision for loan losses | 74,000 | 94,000 | 234,000 | 252,000 |
| Pretax income | 157,000 | 375,000 | 541,000 | 528,000 |
| Income tax | 39,000 | 97,000 | 144,000 | 130,000 |
| Net income | 118,000 | 278,000 | 397,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,818,000 | 9,945,000 | 10,001,000 | 10,130,000 |
| Total capital | 10,655,000 | 10,694,000 | 10,847,000 | 10,985,000 |
| Risk-weighted assets | 96,797,000 | 94,482,000 | 104,922,000 | 105,631,000 |