Call reports 2004
MORGAN BANK, NATIONAL ASSOCIATION — 2004
What MORGAN BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 117,017,000 | 131,909,000 | 131,244,000 | 126,584,000 |
| Total loans | 85,822,000 | 88,153,000 | 87,331,000 | 86,702,000 |
| Allowance for loan losses | 821,000 | 802,000 | 884,000 | 907,000 |
| Securities available for sale | 24,141,000 | 35,633,000 | 33,695,000 | 32,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,346,000 | 110,664,000 | 107,806,000 | 104,348,000 |
| Interest-bearing deposits | 96,058,000 | 101,038,000 | 99,010,000 | 95,801,000 |
| Noninterest-bearing deposits | 7,288,000 | 9,626,000 | 8,796,000 | 8,547,000 |
| Equity capital | 9,604,000 | 8,916,000 | 9,640,000 | 9,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,565,000 | 3,078,000 | 4,603,000 | 6,101,000 |
| Interest expense | 492,000 | 1,063,000 | 1,671,000 | 2,274,000 |
| Net interest income | 1,073,000 | 2,015,000 | 2,932,000 | 3,827,000 |
| Noninterest income | 128,000 | 326,000 | 550,000 | 712,000 |
| Noninterest expense | 858,000 | 1,664,000 | 2,447,000 | 3,256,000 |
| Provision for loan losses | 62,000 | 82,000 | 305,000 | 417,000 |
| Pretax income | 306,000 | 627,000 | 750,000 | 889,000 |
| Income tax | 98,000 | 195,000 | 232,000 | 278,000 |
| Net income | 208,000 | 432,000 | 518,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,466,000 | 9,631,000 | 9,657,000 | 9,711,000 |
| Total capital | 10,287,000 | 10,433,000 | 10,541,000 | 10,618,000 |
| Risk-weighted assets | 92,742,000 | 98,492,000 | 98,954,000 | 97,263,000 |